ReferenceUpdated Sept 2026

AI credits explained

AI features in ComplyWise draw from a dedicated AI credit pool, separate from your screening credits. This reference lists what spends credits, what is free, and how to read your balance.

What is metered

ActionCost
Chat reply1 credit x the model's multiplier
Improve prompt1 credit
Per-document AI review1 credit x the model's multiplier per run
Review-table fill1 credit x the model's multiplier per document call
DDQ answer drafting1 credit x the model's multiplier per batched call
DDQ question extractionmetered per import

The model multiplier is shown in the model picker: a x1 model spends one credit per action, a x3 model spends three.

What is not metered

  • Clause search: unmetered, always.
  • Failed calls: an error, an unreadable scan, or a stopped provider response charges nothing; the UI says No credits used.
  • Reading, flagging, and commenting on reviews; editing and approving DDQ answers; managing prompts, skills, and projects; downloading or saving artifacts.
  • KYB Manager document extraction and verification: those run outside the AI credit pool.
  • Interrupted work: a chat reply that never finished, marked Interrupted in the thread, and a document review that timed out both charge nothing.

Credits are consumed only when a call succeeds. Stopping a streaming chat reply keeps the partial answer and still counts as that reply's credit.

Reading your balance

  • The credit chip near the Copilot composer shows credits used versus your limit, with the cost of heavier models surfaced in tooltips.
  • At 80% of the pool, workspace admins get a warning notification; at 100% another. A monthly pool warns again in each new period; a total pool warns once.
  • At zero, AI actions are disabled with a limit-reached notice. Nothing breaks: documents, reviews, and DDQs remain readable.

Monthly vs total pools

Your pool is configured one of two ways:

  • Monthly: the limit resets each month.
  • Total: one fixed allowance with no reset.

Some workspaces run unmetered, with no limit set. Your platform team sets the pool and its size; e-signature envelopes and screening runs have their own separate pools and never touch AI credits.

Adjusting your limit

Credit limits are set per workspace by the platform team. To raise a limit, change the pool type, or question a charge, contact support@complywise.io.